Here is one of my favorite ornaments that I made into a template.
This is for personal and commercial use.
The template is a layered photoshop file so you can customize the overall look.
This template comes with
a silver hook and a separate silver cap,
a gold hook and a separate gold cap,
and the ornament ball.
I've also included in the files the complete red and green balls shown in the preview.
This is a great resource at only $2.50 and can be purchases from The Creativity Box.